/* ==========================================================================
   Offshore Asset Protection Advisors
   Palette and type are drawn from the company logo.

   1. Tokens          6. Home: statement + storm    11. Timeline + benefits
   2. Base            7. Home: comparison           12. Consultation + form
   3. Buttons         8. Home: globe                13. FAQ
   4. Header + nav    9. Home: assets gallery       14. Footer + mobile bar
   5. Hero + tide    10. Home: advisors             15. Motion + responsive
   ========================================================================== */

/* 1. Tokens */
:root {
  --abyss: #011524;
  --navy: #022541;
  --navy-2: #0a3557;
  --sea: #3484a6;
  --sea-light: #8cc3da;
  --steel: #607179;
  --silver: #bec9d4;
  --mist: #e6ebef;
  --porcelain: #f6f7f5;
  --white: #fff;
  --ink: #0d2233;
  --body: #41535f;
  --line-dark: rgba(255, 255, 255, .16);
  --line-light: rgba(2, 37, 65, .14);
  --display: "Cormorant Garamond", "Times New Roman", serif;
  --label: "Montserrat", "Helvetica Neue", Arial, sans-serif;
  --text: "Source Sans 3", "Helvetica Neue", Arial, sans-serif;
  --gutter: clamp(20px, 5vw, 84px);
  --max: 1440px;
  --section: clamp(84px, 11vw, 176px);
  --ease: cubic-bezier(.19, .8, .22, 1);
  --r-sm: 14px;
  --r-md: clamp(18px, 2vw, 28px);
  --r-lg: clamp(22px, 2.6vw, 38px);
  --r-section: clamp(28px, 4.4vw, 72px);
  --r-pill: 999px;
}

/* 2. Base */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-padding-top: 90px; }
body { margin: 0; background: var(--porcelain); color: var(--body); font: 400 1.125rem/1.65 var(--text); -webkit-font-smoothing: antialiased; overflow-x: clip; }
img, video, canvas, svg { display: block; max-width: 100%; }
a { color: inherit; }
h1, h2, h3, p, ul, ol, figure { margin: 0; }
ul, ol { padding: 0; list-style: none; }
h1, h2, h3, strong, b, .n { font-variant-numeric: lining-nums; }
h1, h2, h3 { color: var(--navy); font-family: var(--display); font-weight: 500; line-height: 1.04; letter-spacing: -.012em; text-wrap: balance; }
h2 { font-size: clamp(2.6rem, 5.6vw, 5.4rem); }
h3 { font-size: clamp(1.8rem, 2.6vw, 2.5rem); line-height: 1.12; }
:focus-visible { outline: 2px solid var(--sea); outline-offset: 3px; }
.wrap { width: min(100%, var(--max)); margin-inline: auto; padding-inline: var(--gutter); }
.section { padding-block: var(--section); position: relative; }
.dark { background: var(--navy); color: #c5d2dc; }
section.dark { border-radius: var(--r-section); }
.dark h1, .dark h2, .dark h3 { color: var(--white); }
.eyebrow { display: flex; align-items: center; gap: 14px; margin-bottom: 26px; color: var(--sea); font: 600 .74rem/1.3 var(--label); letter-spacing: .24em; text-transform: uppercase; }
.eyebrow::before { content: ""; width: 38px; height: 2px; border-radius: 2px; background: currentColor; flex: none; }
.dark .eyebrow { color: var(--sea-light); }
.lede { font-size: clamp(1.2rem, 1.6vw, 1.45rem); line-height: 1.55; }
.stack > * + * { margin-top: 1.1em; }
.skip { position: absolute; left: -999px; top: 0; z-index: 100; padding: 12px 18px; border-radius: var(--r-pill); background: var(--white); color: var(--navy); }
.skip:focus { left: 12px; top: 12px; }
.sr { position: absolute; width: 1px; height: 1px; overflow: hidden; clip-path: inset(50%); white-space: nowrap; }
.two-col { display: grid; grid-template-columns: repeat(12, 1fr); column-gap: clamp(20px, 3vw, 48px); align-items: start; }
.media { position: relative; overflow: hidden; isolation: isolate; border-radius: var(--r-lg); background: var(--navy); }
.media img { width: 100%; height: 118%; object-fit: cover; position: absolute; inset: -9% 0 auto; will-change: transform; }

/* 3. Buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 14px; min-height: 56px; padding: 16px 30px; border: 1px solid transparent; border-radius: var(--r-pill); background: var(--navy); color: var(--white); font: 600 .78rem/1.25 var(--label); letter-spacing: .13em; text-transform: uppercase; text-decoration: none; cursor: pointer; position: relative; overflow: hidden; isolation: isolate; transition: color .35s, border-color .35s; }
.btn::before { content: ""; position: absolute; inset: 0; z-index: -1; background: var(--sea); transform: translateY(101%); transition: transform .5s var(--ease); }
.btn:hover::before { transform: none; }
.btn svg { width: 18px; height: 10px; flex: none; transition: transform .45s var(--ease); }
.btn:hover svg { transform: translateX(6px); }
.btn-light { background: var(--white); color: var(--navy); }
.btn-light:hover { color: var(--white); }
.btn-ghost { background: transparent; border-color: rgba(255, 255, 255, .45); color: var(--white); }
.btn-ghost:hover { border-color: var(--sea); }

/* 4. Header + nav */
.site-header { position: fixed; inset: 0 0 auto; z-index: 50; color: var(--white); transition: background .4s, box-shadow .4s, color .4s; }
.site-header .wrap { display: flex; align-items: center; gap: 28px; height: 104px; transition: height .4s var(--ease); }
.brand { position: relative; display: block; width: 128px; height: 82px; flex: none; transition: width .4s var(--ease), height .4s var(--ease); }
.brand img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: contain; object-position: left center; transition: opacity .35s; }
.brand .on-light { opacity: 0; }
.nav { display: flex; align-items: center; gap: clamp(18px, 2.2vw, 36px); margin-left: auto; }
.nav a:not(.btn) { position: relative; padding: 10px 0; color: inherit; font: 500 .74rem/1 var(--label); letter-spacing: .13em; text-decoration: none; text-transform: uppercase; }
.nav a:not(.btn)::after { content: ""; position: absolute; left: 0; right: 0; bottom: 3px; height: 1px; background: currentColor; transform: scaleX(0); transform-origin: right; transition: transform .45s var(--ease); }
.nav a:not(.btn):hover::after, .nav a[aria-current]::after { transform: scaleX(1); transform-origin: left; }
.nav .btn { min-height: 46px; padding: 12px 20px; font-size: .7rem; }
.site-header.scrolled, .nav-open .site-header { background: var(--white); color: var(--navy); box-shadow: 0 1px 0 var(--line-light); }
.site-header.scrolled { border-radius: 0 0 var(--r-md) var(--r-md); }
.nav-open .site-header { border-radius: 0; }
.site-header.scrolled .wrap { height: 76px; }
.site-header.scrolled .brand { width: 92px; height: 60px; }
.site-header.scrolled .on-dark, .nav-open .on-dark { opacity: 0; }
.site-header.scrolled .on-light, .nav-open .on-light { opacity: 1; }
.site-header:not(.scrolled) .nav .btn { background: var(--white); color: var(--navy); }
.site-header:not(.scrolled) .nav .btn:hover { color: var(--white); }
.menu-btn { display: none; width: 46px; height: 46px; margin-left: auto; padding: 0; border: 0; background: none; color: inherit; cursor: pointer; position: relative; z-index: 2; }
.menu-btn span { position: absolute; left: 10px; right: 10px; height: 2px; border-radius: 2px; background: currentColor; transition: transform .35s var(--ease), top .35s var(--ease); }
.menu-btn span:first-child { top: 18px; }
.menu-btn span:last-child { top: 27px; }
.nav-open .menu-btn span:first-child { top: 22px; transform: rotate(45deg); }
.nav-open .menu-btn span:last-child { top: 22px; transform: rotate(-45deg); }

/* 5. Hero + tide */
.hero { position: relative; min-height: max(100svh, 720px); display: flex; flex-direction: column; justify-content: flex-end; background: var(--abyss); color: #d6e0e8; overflow: hidden; isolation: isolate; }
.hero:not(:has(.tide)) { border-radius: 0 0 var(--r-section) var(--r-section); }
.hero-bg { position: absolute; inset: 0; z-index: -2; }
.hero-bg img, .hero-bg video { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.hero-bg img { animation: drift 24s ease-out both; }
.hero-bg img:only-child { filter: brightness(.74) saturate(.92); }
.hero-bg video { opacity: 0; transition: opacity 1.4s; }
.hero-bg video.playing { opacity: 1; }
.hero::after { content: ""; position: absolute; inset: 0; z-index: -1; background: radial-gradient(38% 50% at 92% 76%, rgba(1, 21, 36, .72), rgba(1, 21, 36, 0)), linear-gradient(90deg, rgba(1, 21, 36, .78) 0%, rgba(1, 21, 36, .42) 48%, rgba(1, 21, 36, 0) 78%), linear-gradient(180deg, rgba(1, 21, 36, .52) 0%, rgba(1, 21, 36, 0) 26%, rgba(1, 21, 36, 0) 58%, rgba(1, 21, 36, .6) 100%); }
.hero-inner { padding-top: 150px; padding-bottom: clamp(120px, 13vw, 190px); }
.hero .kicker { margin-bottom: 18px; color: var(--white); font: 500 clamp(.8rem, 1.2vw, 1rem)/1.3 var(--label); letter-spacing: .26em; text-transform: uppercase; }
.hero h1 { color: var(--white); font-size: clamp(4.1rem, 11.5vw, 11.5rem); line-height: .88; letter-spacing: -.022em; font-weight: 500; }
.hero h1.page-title { font-size: clamp(3.4rem, 8.6vw, 8.4rem); line-height: .96; max-width: 13ch; }
.hero .lede { max-width: 56ch; margin-top: clamp(24px, 3vw, 38px); color: #e1e8ee; }
.hero-cta { display: flex; flex-wrap: wrap; gap: 14px; margin-top: clamp(26px, 3vw, 40px); }
.hero-facts { position: absolute; right: var(--gutter); bottom: clamp(120px, 13vw, 190px); display: grid; gap: 22px; width: 240px; }
.hero-facts div { padding-top: 14px; border-top: 1px solid var(--line-dark); font: 500 .68rem/1.5 var(--label); letter-spacing: .13em; text-transform: uppercase; color: #dbe4eb; }
.hero-facts strong { display: block; text-transform: none; margin-bottom: 6px; color: var(--white); font: 500 3.3rem/1 var(--display); letter-spacing: -.01em; }
.line { display: block; overflow: hidden; padding-bottom: .1em; margin-bottom: -.1em; }
.line > span { display: block; }
.js .line > span { transform: translateY(112%); transition: transform 1.25s var(--ease); transition-delay: var(--d, 0s); }
.ready .line > span { transform: none; }
.tide { position: absolute; left: 0; right: 0; bottom: -1px; width: 100%; height: clamp(54px, 8vw, 118px); z-index: 1; pointer-events: none; }
.tide path:nth-child(1) { opacity: .28; }
.tide path:nth-child(2) { opacity: .55; }

/* 6. Home: statement + storm */
.statement p { max-width: 20ch; color: var(--navy); font: 500 clamp(2.5rem, 6.5vw, 6.4rem)/1.06 var(--display); letter-spacing: -.016em; }
.js .statement .w { opacity: .13; transition: opacity .3s linear; }
.js .statement .w.on { opacity: 1; }
.what { margin-top: clamp(50px, 7vw, 110px); }
.what .col-a { grid-column: 1 / span 5; }
.what .col-b { grid-column: 7 / span 6; }
.what .media { aspect-ratio: 4 / 5; }
.storm { position: relative; min-height: 112vh; display: flex; align-items: center; border-radius: var(--r-section); background: var(--abyss); overflow: hidden; isolation: isolate; color: #d6e0e8; }
.storm-bg { position: absolute; inset: 0; z-index: -2; }
.storm-bg img, .storm-bg video { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.storm-bg video { opacity: 0; transition: opacity 1.4s; }
.storm-bg video.playing { opacity: 1; }
.storm::after { content: ""; position: absolute; inset: 0; z-index: -1; background: linear-gradient(90deg, rgba(1, 21, 36, .8), rgba(1, 21, 36, .28) 62%, rgba(1, 21, 36, .1)); }
.reach { color: var(--white); font: 500 clamp(3rem, 8.4vw, 8.4rem)/1 var(--display); letter-spacing: -.02em; }
.reach-small { display: block; margin-bottom: 14px; font: 600 clamp(.74rem, 1vw, .86rem)/1.4 var(--label); letter-spacing: .24em; text-transform: uppercase; color: var(--sea-light); }
.rotor { display: block; position: relative; height: 1.12em; overflow: hidden; }
.rotor span { position: absolute; left: 0; top: 0; white-space: nowrap; transform: translateY(110%); transition: transform .95s var(--ease); font-style: italic; }
.rotor span.on { transform: none; }
.rotor span.off { transform: translateY(-110%); }
.storm p.note { max-width: 46ch; margin-top: 30px; }

/* 7. Home: comparison */
.compare-head { grid-column: 1 / span 7; }
.compare-copy { grid-column: 8 / span 5; align-self: end; }
.ledger { margin-top: clamp(46px, 6vw, 90px); border-top: 1px solid var(--navy); }
.ledger li { display: grid; grid-template-columns: 2fr 4fr 1.2fr; gap: 24px; align-items: center; padding: clamp(22px, 2.5vw, 34px) clamp(0px, 1.5vw, 24px); border-bottom: 1px solid var(--line-light); position: relative; transition: padding .5s var(--ease); }
.ledger h3 { font-size: clamp(1.7rem, 2.8vw, 2.7rem); }
.ledger .tag { justify-self: end; font: 600 .66rem/1.3 var(--label); letter-spacing: .15em; text-transform: uppercase; color: var(--steel); text-align: right; }
.ledger li.best { border-radius: var(--r-md); background: var(--navy); color: #d3dee6; padding-inline: clamp(16px, 2.5vw, 36px); border-color: transparent; }
.ledger li.best + li.best { margin-top: 8px; }
.ledger li.best h3 { color: var(--white); }
.ledger li.best .tag { color: var(--sea-light); }
.benefit-row { display: grid; grid-template-columns: repeat(4, 1fr); margin-top: clamp(40px, 5vw, 70px); gap: 0; }
.benefit-row li { padding: 22px 22px 0 0; border-top: 1px solid var(--line-light); color: var(--navy); font: 500 clamp(1.3rem, 1.9vw, 1.7rem)/1.18 var(--display); }

/* 8. Home: globe */
.globe-sec { border-radius: var(--r-section); background: var(--abyss); color: #c5d2dc; overflow: clip; }
.globe-grid { display: grid; grid-template-columns: 5fr 7fr; gap: clamp(20px, 4vw, 70px); }
.globe-stage { position: sticky; top: 0; height: 100vh; display: flex; align-items: center; justify-content: center; order: 2; }
#globe { width: 100%; height: 100%; max-height: 860px; }
.chapters { order: 1; position: relative; z-index: 1; }
.chapter { min-height: 100vh; display: flex; flex-direction: column; justify-content: center; padding-block: 90px; transition: opacity .6s; }
.js .chapter:not(.active) { opacity: .28; }
.chapter h2, .chapter h3 { color: var(--white); }
.chapter h3 { font-size: clamp(3rem, 5.6vw, 5.4rem); line-height: 1; }
.chapter .thumb { aspect-ratio: 2 / 1; margin-bottom: 26px; }
.chapter .thumb img { height: 100%; inset: 0; transition: transform 1.4s var(--ease); }
.chapter:hover .thumb img { transform: scale(1.04); }
.chapter ul { margin-block: 22px 30px; border-top: 1px solid var(--line-dark); }
.chapter li { padding: 11px 0; border-bottom: 1px solid var(--line-dark); font-size: 1.05rem; }
.text-link { display: inline-flex; align-items: center; gap: 12px; color: var(--white); font: 600 .74rem/1.3 var(--label); letter-spacing: .15em; text-decoration: none; text-transform: uppercase; }
.text-link svg { width: 18px; height: 10px; transition: transform .45s var(--ease); }
.text-link:hover svg { transform: translateX(6px); }

/* 9. Home: assets gallery */
.assets { border-radius: var(--r-section); background: var(--mist); overflow: clip; }
.assets-sticky { padding-block: var(--section); }
.assets-head { display: flex; flex-wrap: wrap; justify-content: space-between; align-items: end; gap: 20px 60px; margin-bottom: clamp(32px, 4vw, 54px); }
.assets-head h2 { max-width: 13ch; }
.assets-head p { max-width: 42ch; }
.track { display: flex; gap: clamp(14px, 1.6vw, 24px); padding-inline: max(var(--gutter), calc((100vw - var(--max)) / 2 + var(--gutter))); overflow-x: auto; scroll-snap-type: x mandatory; scrollbar-width: none; }
.track::-webkit-scrollbar { display: none; }
.asset { flex: 0 0 clamp(250px, 27vw, 410px); aspect-ratio: 4 / 5; position: relative; overflow: hidden; isolation: isolate; border-radius: var(--r-lg); scroll-snap-align: center; background: var(--navy); color: var(--white); }
.asset img { width: 100%; height: 100%; object-fit: cover; transition: transform 1.4s var(--ease); }
.asset:hover img { transform: scale(1.05); }
.asset h3 { position: absolute; left: 22px; bottom: 18px; z-index: 1; color: var(--white); font-size: clamp(1.9rem, 2.6vw, 2.6rem); }
.asset:not(.list)::after { content: ""; position: absolute; inset: 45% 0 0; background: linear-gradient(transparent, rgba(1, 21, 36, .78)); }
.asset.list { display: flex; flex-direction: column; justify-content: center; padding: clamp(24px, 3vw, 40px); }
.asset.list h3 { position: static; margin-bottom: 18px; }
.asset.list li { padding: 9px 0; border-top: 1px solid var(--line-dark); font-size: 1.08rem; color: #d5e0e8; }
@media (min-width: 1000px) and (prefers-reduced-motion: no-preference) {
  .js .assets.pinned .assets-sticky { position: sticky; top: 0; height: 100vh; padding-block: 86px 28px; display: flex; flex-direction: column; justify-content: center; }
  .js .assets.pinned .track { overflow: visible; will-change: transform; }
  .js .assets.pinned .asset { flex-basis: min(31vw, calc((100vh - 370px) * .8)); }
  .js .assets.pinned .assets-head h2 { font-size: clamp(2.4rem, 4.6vw, 4.4rem); }
}

/* 10. Home: advisors */
.advisors .col-a { grid-column: 1 / span 7; }
.advisors .col-b { grid-column: 9 / span 4; padding-top: clamp(0px, 9vw, 150px); }
.advisors .media-a { aspect-ratio: 3 / 2; }
.advisors .media-b { aspect-ratio: 4 / 5; margin-top: 40px; }
.advisors .copy { grid-column: 1 / span 7; margin-top: clamp(40px, 5vw, 70px); }
.since { display: flex; gap: clamp(30px, 5vw, 80px); margin-top: 40px; padding-top: 26px; border-top: 1px solid var(--line-light); }
.since strong { display: block; color: var(--navy); font: 500 clamp(3rem, 5vw, 4.6rem)/1 var(--display); }
.since span { display: block; margin-top: 8px; font: 500 .68rem/1.5 var(--label); letter-spacing: .13em; text-transform: uppercase; color: var(--steel); max-width: 24ch; }

/* 11. Timeline + benefits */
.history .col-a { grid-column: 1 / span 5; position: sticky; top: 130px; }
.history .col-b { grid-column: 7 / span 6; position: relative; padding-left: 34px; }
.rail, .rail i { position: absolute; left: 0; top: 8px; bottom: 8px; width: 1px; background: var(--line-light); }
.rail i { display: block; top: 0; bottom: auto; width: 1px; height: 100%; background: var(--sea); transform: scaleY(var(--p, 0)); transform-origin: top; }
.event { padding-bottom: clamp(36px, 4vw, 60px); position: relative; }
.event::before { content: ""; position: absolute; left: -38px; top: .7em; width: 9px; height: 9px; border-radius: 50%; background: var(--sea); box-shadow: 0 0 0 5px var(--porcelain); }
.event b { display: block; color: var(--navy); font: 500 clamp(2.6rem, 4.6vw, 4.2rem)/1 var(--display); margin-bottom: 10px; }
.benefits-grid .side { grid-column: 1 / span 5; position: sticky; top: 110px; }
.benefits-grid .side .media { aspect-ratio: 4 / 5; max-height: calc(100vh - 150px); margin-top: 34px; }
.benefits-grid .list { grid-column: 7 / span 6; }
.benefit { display: grid; grid-template-columns: 64px 1fr; padding-block: clamp(28px, 3vw, 42px); border-top: 1px solid var(--line-dark); }
.benefit .n { color: var(--sea-light); font: 500 2.2rem/1 var(--display); }
.benefit h3 { margin-bottom: 14px; font-size: clamp(1.65rem, 2.3vw, 2.2rem); }
.benefit p + p, .benefit ul { margin-top: 12px; }
.benefit li { position: relative; padding-left: 18px; margin-top: 6px; }
.benefit li::before { content: ""; position: absolute; left: 0; top: .72em; width: 8px; height: 1px; background: var(--sea-light); }
.benefit strong { color: var(--white); font-weight: 600; }
.feature-split .media { aspect-ratio: 3 / 2; grid-column: 1 / span 6; }
.feature-split .copy { grid-column: 8 / span 5; align-self: center; }
.values { display: grid; grid-template-columns: repeat(3, 1fr); gap: clamp(20px, 3vw, 48px); margin-top: clamp(40px, 5vw, 70px); }
.values li { padding-top: 22px; border-top: 1px solid var(--line-dark); }
.values h3 { margin-bottom: 12px; font-size: 1.9rem; }

/* 12. Consultation + form */
.consult { position: relative; overflow: hidden; border-radius: var(--r-section) var(--r-section) 0 0; background: var(--navy); isolation: isolate; color: #dbe5ec; }
.consult:has(+ .faq) { border-radius: var(--r-section); }
.consult-bg { position: absolute; inset: 0; z-index: -1; }
.consult-bg img { width: 100%; height: 100%; object-fit: cover; }
.consult-bg::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, rgba(2, 37, 65, .52), rgba(2, 37, 65, .82)); }
.consult .col-a { grid-column: 1 / span 6; align-self: center; }
.consult .col-b { grid-column: 8 / span 5; }
.consult h2 { color: var(--white); }
.consult .eyebrow { color: var(--white); }
.direct { margin-top: 34px; display: grid; gap: 8px; font-size: 1.15rem; }
.direct a { color: var(--white); text-underline-offset: 4px; overflow-wrap: anywhere; }
form { padding: clamp(24px, 3vw, 42px); border-radius: var(--r-lg); background: var(--white); color: var(--ink); box-shadow: 0 40px 90px rgba(1, 21, 36, .3); }
.field { position: relative; margin-bottom: 18px; }
.field label { display: block; margin-bottom: 6px; color: var(--navy); font: 600 .68rem/1.3 var(--label); letter-spacing: .12em; text-transform: uppercase; }
.field input, .field select, .field textarea { width: 100%; min-height: 50px; padding: 12px 14px; border: 1px solid var(--line-light); border-radius: var(--r-sm); background: var(--porcelain); color: var(--ink); font: 400 1.05rem/1.4 var(--text); transition: border-color .25s, background .25s; }
.field input:focus, .field select:focus, .field textarea:focus { outline: 0; border-color: var(--sea); background: var(--white); }
.field [aria-invalid="true"] { border-color: #a4312a; }
.field .err { display: none; margin-top: 5px; color: #a4312a; font-size: .92rem; }
.field [aria-invalid="true"] ~ .err { display: block; }
.pair { display: grid; grid-template-columns: 1fr 1fr; gap: 0 16px; }
.consent { display: flex; gap: 12px; margin: 4px 0 22px; font-size: .88rem; line-height: 1.45; color: var(--body); }
.consent input { width: 20px; height: 20px; flex: none; margin-top: 1px; accent-color: var(--navy); }
form .btn { width: 100%; }
.form-done { display: none; padding-top: 16px; color: var(--navy); font-size: 1.02rem; }
.form-done.show { display: block; }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }

/* 13. FAQ */
.faq .col-a { grid-column: 1 / span 4; position: sticky; top: 130px; }
.faq .col-b { grid-column: 6 / span 7; border-top: 1px solid var(--navy); }
details { border-bottom: 1px solid var(--line-light); }
summary { display: flex; align-items: center; justify-content: space-between; gap: 24px; padding: 26px 0; cursor: pointer; list-style: none; color: var(--navy); font: 500 clamp(1.5rem, 2.3vw, 2.2rem)/1.15 var(--display); }
summary::-webkit-details-marker { display: none; }
summary i { position: relative; flex: none; width: 22px; height: 22px; }
summary i::before, summary i::after { content: ""; position: absolute; left: 0; right: 0; top: 10px; height: 2px; border-radius: 2px; background: var(--sea); transition: transform .45s var(--ease); }
summary i::after { transform: rotate(90deg); }
details[open] summary i::after { transform: rotate(0); }
details p { padding-bottom: 28px; max-width: 64ch; }

/* 14. Footer + mobile bar */
.site-footer { background: var(--abyss); color: #9fb0bd; padding-block: clamp(60px, 7vw, 100px) 30px; font-size: 1rem; }
.foot-grid { display: grid; grid-template-columns: 5fr 3fr 4fr; gap: 40px; }
.foot-grid img { width: 170px; height: auto; }
.foot-grid h2 { margin-bottom: 16px; color: var(--white); font: 600 .7rem/1.3 var(--label); letter-spacing: .2em; text-transform: uppercase; }
.foot-grid li { margin-top: 8px; }
.foot-grid a { color: #dbe4eb; text-decoration: none; overflow-wrap: anywhere; }
.foot-grid a:hover { color: var(--white); text-decoration: underline; }
.legal { margin-top: clamp(40px, 5vw, 70px); padding-top: 22px; border-top: 1px solid var(--line-dark); font-size: .88rem; line-height: 1.55; }
.legal p + p { margin-top: 10px; }
.mobile-bar { display: none; position: fixed; inset: auto 12px calc(12px + env(safe-area-inset-bottom)); z-index: 40; grid-template-columns: 1fr 2fr; overflow: hidden; border-radius: var(--r-pill); background: var(--navy); box-shadow: 0 14px 34px rgba(1, 21, 36, .35); transform: translateY(calc(100% + 40px)); transition: transform .4s var(--ease); }
.mobile-bar.show { transform: none; }
.mobile-bar a { display: flex; align-items: center; justify-content: center; min-height: 56px; color: var(--white); font: 600 .72rem/1.2 var(--label); letter-spacing: .12em; text-decoration: none; text-transform: uppercase; }
.mobile-bar a + a { background: var(--sea); }

/* 15. Motion + responsive */
@keyframes drift { from { transform: scale(1.09); } to { transform: scale(1); } }
.js [data-reveal] { opacity: 0; transform: translateY(34px); transition: opacity 1s var(--ease), transform 1.2s var(--ease); transition-delay: var(--d, 0s); }
.js [data-reveal].in { opacity: 1; transform: none; }
.js [data-wipe] > img { clip-path: inset(0 0 100% 0); transition: clip-path 1.5s var(--ease), transform .2s linear; }
.js [data-wipe].in > img { clip-path: inset(0); }

@media (max-width: 1120px) {
  .hero-facts { display: none; }
  .nav { position: fixed; inset: 0; z-index: 1; flex-direction: column; align-items: flex-start; justify-content: center; gap: 8px; padding: 100px var(--gutter) 40px; background: var(--white); color: var(--navy); visibility: hidden; opacity: 0; transition: opacity .35s, visibility .35s; }
  .nav a:not(.btn) { font: 500 clamp(2.2rem, 8vw, 3.2rem)/1.2 var(--display); letter-spacing: 0; text-transform: none; }
  .nav .btn, .site-header:not(.scrolled) .nav .btn { margin-top: 18px; background: var(--navy); color: var(--white); min-height: 56px; }
  .nav-open .nav { visibility: visible; opacity: 1; }
  .menu-btn { display: block; }
  .brand { z-index: 2; }
}
@media (max-width: 900px) {
  body { font-size: 1.0625rem; }
  .site-header .wrap { height: 86px; }
  .brand { width: 104px; height: 66px; }
  .what .col-a, .what .col-b, .compare-head, .compare-copy, .advisors .col-a, .advisors .col-b, .advisors .copy, .history .col-a, .history .col-b, .benefits-grid .side, .benefits-grid .list, .feature-split .media, .feature-split .copy, .consult .col-a, .consult .col-b, .faq .col-a, .faq .col-b { grid-column: 1 / -1; position: static; }
  .what .col-b, .compare-copy, .history .col-b, .benefits-grid .list, .feature-split .copy, .consult .col-b, .faq .col-b { margin-top: 36px; }
  .benefits-grid .side .media { aspect-ratio: 3 / 2; }
  .ledger li { grid-template-columns: 1fr; gap: 8px; }
  .ledger .tag { justify-self: start; text-align: left; }
  .benefit-row { grid-template-columns: 1fr 1fr; }
  .benefit-row li { padding-bottom: 20px; }
  .advisors .col-b { padding-top: 0; }
  .advisors .media-b { margin-top: 20px; aspect-ratio: 3 / 2; }
  .storm { min-height: 88vh; }
  .storm::after { background: rgba(1, 21, 36, .55); }
  .hero::after { background: linear-gradient(180deg, rgba(1, 21, 36, .55), rgba(1, 21, 36, .3) 40%, rgba(1, 21, 36, .78)); }
  .hero-bg img, .hero-bg video { object-position: 72% center; }
  .globe-grid { display: block; }
  .globe-stage { height: 44vh; top: 0; z-index: 0; }
  .chapters { background: linear-gradient(transparent, var(--abyss) 6%); }
  .chapter { min-height: 0; padding-block: 44px; }
  .js .chapter:not(.active) { opacity: 1; }
  .foot-grid, .values { grid-template-columns: 1fr; }
  .mobile-bar { display: grid; }
  .site-footer { padding-bottom: 96px; }
  .asset { flex-basis: 76vw; }
}
@media (max-width: 560px) {
  .pair { grid-template-columns: 1fr; }
  .hero-cta .btn { width: 100%; }
  .since { flex-direction: column; gap: 22px; }
  .benefit { grid-template-columns: 46px 1fr; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition-duration: .01ms !important; scroll-behavior: auto !important; }
  .hero-bg video, .storm-bg video { display: none; }
  .js [data-reveal], .js [data-wipe] > img, .js .line > span { opacity: 1; transform: none; clip-path: none; }
  .js .statement .w { opacity: 1; }
  .media img { height: 100%; inset: 0; }
}